Reply to GH

Thankfully, I can retain my employer’s medical insurance at no cost to me until I reach Medicare age. Yes, I am still working although I have almost exhausted my leave time due to medical issues. My employer has been open to allowing me to work parttime after I officially “retire” from my full time position. I could pull my retirement along with the supplement of this additional income. But, because the portfolio from my employer has been severely eroded due to the economy I would have to work in order to be able to survive. Therefore, I am considering SS disability in addition to my small retirement income. It is my understanding that the SS disability would automatically turn into SS retirement at age 66.

I really appreciate your response and realize that each person’s situation is unique. It is a blessing to having understanding employers who are willing to work with you. I am in a similiar situation in that respect.