Thanks for the information
[QUOTE=GH-CIDP]You can start thinking about anytime. The time to apply is when your doctor agrees that you are unable to work. Then you should be able to get state disability, if you have that, as soon as you are unable to work (but no earlier than your doctor’s diagnosis).
Social Security Disability Insurance can’t start until you have been disabled for five months, and is for permanent disability. It can be difficult to qualify for, but is easier if you are close to full retirement age. I was almost 64 when I applied for it, had just come out of a long hospitalization, and was already on state disability, and had no trouble qualifying.
SSDI is going to depend on your condition. I expect you will have to convince them that you are permanently disabled. Because of the variability of this condition, it’s not automatic.[/QUOTE]
I do have short term and long term disability insurance at work. I am certainly not eager to give in to this disease. Some days I seem fine and other days I am almost useless.
Thanks for the Information
I was not able to enter the forum this last weekend due to our local server being down. However, I would like to thank Yuehan and GH for all of the valuable information and hope it was also helpful to others. Sometimes you do not know all of the pitfalls before leaping. I like to know all of the options before leaping off a cliff.