Life insurance…

Anonymous
February 17, 2010 at 12:23 am

I very much doubt it, too many variables come with this illness. Even something as simple as regular infusions, one of our members got infected at his IV site & became septic & died. When my husband retired over 3 years now at age 55, he had no health problems at all, on no meds, his weight was low, non-smoker all his life, non-drinker, etc. but was almost denied because his dad had died of a heart attack at age 65. His dad had always been overweight, a smoker, liked his alcohol,…. absolutely no correlation, but he almost didn’t get it. BTW we pay $91 a month for $300,000 so it definitely pays to get it when you are young.

Life insurance…

Anonymous
December 12, 2008 at 1:06 am

Life insurance policies, at any larger amount & not through an emploer can be very difficult to get. Our youngest son was born with spina bifida & we could never get any kind of life insurance for him. When my husband was retiring at age 55, he had no health problems at all, & was almost denied because his father had a heart attack at age 65. Then when we thought it was a go, he was denied because his employment was as a blaster for a local steel company. By then he was already retired, so he was approved. But they went over all of his past medical records & even came to the house to take blood & urine & weigh him. It is getting harder & harder to get; also the older you get, it gets very pricy. We pay $91 a month for just $300,000, luckily he also had some good life insurance through his employer that we kept.

Life Insurance…..

Anonymous
December 10, 2008 at 6:10 pm

The best life insurance to have is the one that is in force when you need it. Remember, there is a 2 year contestable period on any new policies you may acquire. Make sure everything is on the application when you apply for insurance. A agent may leave something off of a application to get it thru and get his commission and you will not have insurance when you think you do, until the 2 year contestable period is up.

Drummer