And another question…

Hi again,
With my insurance company, I have an HMO, where with EVERY procedure, (like my chemo.), or even a doctor’s visit with a specialist, (to see my neuro, my rheumatologist, etc.), they have to request it with the health insurance company, and they reply with either an approval or a denial.
Has your new planned health insurance company already told you they will approve the procedure?
Or do you not have to go through an approval process?
Ken