Reply To: CIDP and Medicare
Do you need Medigap? I would not be without it. Regular Medicare covers about 80% of that which it covers and approves. And, that’s not automatically everything a ‘normal’ private insurer might cover.
In rough, round numbers, 80% of a $5-10,000 treatment leaves a lot left over. Now terms are confusing.
What is Medigap? Let Medicare define it: “A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.”
So, make sure you compare apples to apples and if you are enticed by an ‘Advantage’ Plan please find out if it has annual out of pocket maximums, and what they are.