Reply To: Insurance Question

February 26, 2014 at 6:10 pm

Please trust me on this look for a CELA certified elder law attorney in your area. They will be able to help you with everything!!!! You really do only get one chance to do it right or you will waste thousands in appeals attorney fees etc. They will put all of your assets in a proper trust so she qualifies for Medicaid. If her name is on any savings or the house and you have not yet removed her name she will not qualify for Medicaid until there is a spend down. You will get to keep some money but the rest goes to her care. You get to remain in the house till you sell or die or pay off what Medicaid paid in. YOU HAVE TO DO THE TRUST. Do not be offering info to the social worker. regarding someone on craigs list, it is an option but a risk if you do not get the right person. It is easy to burn through funds with these advocates. They are not really advocates because they are getting paid. The laws are different state to state so make sure it is someone familiar with your state laws. The CELA attorney is familiar with nursing homes and medicaid and how to save your assets. It would be money well spent. Be careful who you trust at the facility. It is a business.